Many homeowners have experienced a moment when they have wished for a lower mortgage payment. With a mortgage refinance, you could effectively lower your monthly payments. Not sure where to begin with refinancing or whether it's right for you? We've got you covered with some tips and considerations. What is Refinancing? When you refinance a mortgage, you're essentially...

Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging events are covered. Here is a quick reference...